9.2 Misconception Two: High Return Rates Are Unrealistic

Skeptical Viewpoint

"A 30% monthly return rate is too high, this is impossible to achieve in reality, there must be a problem."

In-Depth Clarification

Economic Explanation of Return Sources

Network Value Creation Theory:

• Traditional Investment: Capital → Production → Profit → Return
• Utopia Model: Participation → Network Effect → Value Amplification → Return
• Network Value Formula: V=n×(n-1)×k

Where: n is the number of network nodes, k is the unit connection value

Network Value Growth:

• 100-person network: 100×99×k=9,900k
• 1000-person network: 1000×999×k=999,000k
• Growth multiplier: 999,000÷9,900≈101 times

Time Value Amplification Effect:

Value flow in the 30-day cycle of the fourth dimension:

• Continuous entry of new participants
• Continuous expansion of network scale
• Exponential growth in value creation capacity
• Network value accumulated over 30 days supports 30% return

Risk-Adjusted Return Analysis

Risk-Return Model:

Expected Return = Risk-free Return + Risk Premium

Utopia Risk Factors:

• Technical Risk: Smart contract risks
• Market Risk: Uncertainty in participant behavior
• Liquidity Risk: Possibility of Phoenix restart
• Regulatory Risk: Policy change risks

Risk-Adjusted Return: Theoretical return 30% - Risk discount = Actual expected return

Historical Comparison Verification

Early Internet Company Return Rates:

• Amazon (1997-2000): Annual return rate exceeding 1000%
• Google (2004-2007): Annual return rate exceeding 5000%
• Bitcoin (2010-2017): Annual return rate exceeding 20000%

Emerging technologies and models often have ultra-high returns in early stages.

Historical DeFi Protocol Returns:

• Compound (2020): Highest annual yield reached 100%+
• Uniswap (2020): Liquidity mining annual yield reached 1000%+
• Pancakeswap (2021): Some pools achieved annual yields of 2000%+

Utopia's 30% monthly return is not abnormal in DeFi history.