9.3 Misconception Three: The System is Too Complex for Ordinary Users to Understand

Skeptical Viewpoint

"Blockchain, smart contracts, phoenix restart - these concepts are too complex. How can ordinary people possibly understand them?"

In-depth Clarification

Simplicity of User Participation

The system design is complex, but user operation is simple:

User operation flow:

1. Connect wallet
2. Select dimension (100/1000/2000/3000 USDT)
3. Confirm transfer
4. Wait for automatic return upon maturity

The entire process requires only 3 steps, simpler than traditional bank deposits

Smart contracts automatically handle complex logic:

What users see: Simple deposit and withdrawal

What the system executes:

• Automatic dimension identification
• Automatic calculation of return amount
• Automatic processing of matured orders
• Automatic distribution of regional consensus rewards
• Automatic management of phoenix restart

Users don't need to understand complex mechanisms; the system handles everything automatically

Tiered Participation Levels

User Participation Levels

• Beginner Users: Only need to understand "deposit funds, receive upon maturity"
• Intermediate Users: Understand differences in returns and cycles across different dimensions
• Advanced Users: Understand regional networks and aggregated node mechanisms
• Professional Users: Understand the complete economic model and technical architecture

Comparison with Traditional Financial Product Complexity

Traditional Bank Wealth Management Products

• Complex terms: Dozens of pages of product descriptions
• Hidden fees: Management fees, custody fees, sales fees, etc.
• Opaque operations: Specific investment direction of funds unclear
• Complex interest: Tiered interest rates, floating interest rates, etc.
• User understanding: Most users don't fully understand
• Yet still widely participated: Based on trust in banks

Utopia's Comparative Advantages

• Clear and straightforward: Pre-calculation table clear at a glance
• Visible operations: All operations verifiable on-chain
• Simple interest: Fixed returns, fixed cycles
• User understanding: Core mechanisms simple and easy to understand
• Trust foundation: Code is law, no need to trust intermediaries